Remortgaging your home? A named solicitor handles everything.

Whether you're switching lender for a better rate or releasing equity, Lauren Basger will handle your remortgage personally from instruction to completion.

SRA regulated No. 547596
Legal 500 UK Leading Firm 2022
A named solicitor Lauren Basger, start to finish
15 years qualified Admitted 2011, SRA 455207

If you are remortgaging, you are usually trying to do one of two things: secure a better rate before your current deal ends, or release equity for something that matters, home improvements, school fees, consolidating borrowing. Either way, the legal side can feel like an unwelcome hurdle when you just want the new mortgage in place without fuss. That is where we come in.

Your remortgage is handled from start to finish by Lauren Basger, a named solicitor at a Legal 500 Leading Firm. She will review your new lender's offer and conditions, carry out the searches or indemnity insurance your lender requires, redeem your existing mortgage with the outgoing lender, and register the new charge at the Land Registry. If there are complications along the way, a second charge, a Help to Buy loan, a transfer of equity alongside the remortgage, or leasehold consents to obtain, you will speak to Lauren directly about them, not a call centre or a case handler you have never met.

Why does that matter? Because remortgages often stall on small details: a missing management pack, a lender query about the title, a delay in the redemption figure. Having one solicitor who knows your file, answers your calls and explains costs clearly from the outset tends to make the difference between a smooth completion and weeks of chasing. If you would like to talk it through before committing, there is a no-obligation initial discussion available on 0330 808 0849.

How it works

How it works

01

Instruction and initial checks

You appoint Lauren Basger, who confirms your identity, source of funds and details of the new lender, then opens your file and explains the steps ahead.

02

Reviewing the mortgage offer

Lauren reviews your new mortgage offer and the lender's conditions carefully, raising anything that could affect you before you commit to the new terms.

03

Title and property investigation

Your title deeds are examined and, where the lender requires them, searches or a search indemnity are arranged to satisfy their conditions.

04

Redemption figure from current lender

Lauren requests a redemption statement from your existing lender, showing the exact amount needed to repay the current mortgage on the intended completion day.

05

Reporting to you

You receive a clear report on the new mortgage terms, costs and any obligations, along with the mortgage deed to sign and return.

06

Drawdown of new funds

Lauren requests the new mortgage advance from your lender in time for completion, ready to repay the existing loan and settle any balance.

07

Completion and registration

The existing mortgage is redeemed, the new charge is registered at HM Land Registry, and Lauren confirms everything is finalised in writing.

Common questions

Frequently asked questions

Straight answers to what people ask us most. If yours is not here, ask us directly.

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What does Remortgaging involve?
Remortgaging is the process of switching your existing mortgage to a new deal, either with your current lender or a new one, and it involves legal work to redeem the old mortgage, register the new one at the Land Registry, and carry out the necessary checks on the property and title. If you're remortgaging your home, Lauren Basger will handle the matter from start to finish, keeping things straightforward and letting you know what's needed at each stage.
How much does Remortgaging cost?
Remortgage conveyancing costs vary depending on your lender's requirements, whether you're switching lender or borrowing more, and any leasehold or Help to Buy elements involved, so we'll give you a clear, itemised quote up front, including disbursements like Land Registry fees and searches (if your lender requires them), before you commit to anything. Lauren Basger will handle your remortgage personally from start to finish, so if anything on the quote needs explaining, you can ask the solicitor doing the work, not a call centre. For a no-obligation figure tailored to your property and lender, call us on 0330 808 0849.
How long does Remortgaging take?
Most remortgages complete within four to six weeks from instruction, though timing depends on how quickly your new lender issues the mortgage offer and whether there's a leasehold management pack to obtain. Lauren Basger will handle your remortgage from start to finish and give you a realistic view of timing based on your specific circumstances, rather than a one-size-fits-all estimate.

Interested in Remortgaging?

Offices

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Tell us what has happened and we will tell you what needs doing, in plain terms and with no obligation.

Telephone 0330 808 0849
Office Campaign House, 8 Cecil Road, Hale, Manchester, Cheshire WA15 9PA
Office London and South East England

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